Crashes on snow and ice are leaving hundreds of local drivers with pretty big bills at the body shop.
But before you file a claim with your insurance company, make sure it's worth it. As strange as it sounds, in some cases, you may be better off leaving your insurance company out of it.
No one plans on getting in a wreck when they left the house. But once the damage is done, don't assume your insurance policy will automatically cover the damage. A lot depends on how bad the damage is, and a lot depends on your policy. [read more]
Showing posts with label auto insurance. Show all posts
Showing posts with label auto insurance. Show all posts
It's a good bet 2009 will become known as a year for living frugally, as cash-strapped Americans try to stretch their dollars amid a weak economy.
So let's warm up with some tips and observations about insurance.
It's easy to overlook various types of property insurance when drawing up your budget, yet proper coverage can mean the difference between financial survival and ruin if calamity strikes. Conversely, you can waste a lot of money on unneeded coverage.
So here are some suggestions for doing it right in the year ahead. [read more]
So let's warm up with some tips and observations about insurance.
It's easy to overlook various types of property insurance when drawing up your budget, yet proper coverage can mean the difference between financial survival and ruin if calamity strikes. Conversely, you can waste a lot of money on unneeded coverage.
So here are some suggestions for doing it right in the year ahead. [read more]
High Point Auto Insurance is one of the largest auto insurance companies exclusively serving New Jersey customers. Customer Service is #1 for High Point customers. High Point Auto Insurance is a Plymouth Rock Managed Company and underwritten by High Point Property and Casualty Insurance Company, 331 Newman Springs Road, Suite 304, Red Bank, NJ 07701-5692. For more information go to http://www.highpointins.com.
According to A.M. Best's November 27th press release, the Group's financial strength rating and issuer credit rating with a stable outlook is based on the company's capitalization, earnings history and a well-established market position as a leading writer of personal lines business in New Jersey. [read more]
According to A.M. Best's November 27th press release, the Group's financial strength rating and issuer credit rating with a stable outlook is based on the company's capitalization, earnings history and a well-established market position as a leading writer of personal lines business in New Jersey. [read more]
AutoQuoter.com network gives consumers access to hundreds of companies nationwide so they have a wide selection of car insurance quotes to choose from [read more]
On carinsurance.com one can compare rates and purchase a policy immediately through their website so you get a single-site shopping experience for car insurance. [read more]
New Jersey Chamber of Commerce President Joan Verplanck and High Point Safety and Insurance Management Corporation President Jim Tignanelli announced today the formation of a new auto insurance partnership. Under the new Chamber Auto Insurance Program ("CAIP"), employees of Chamber member companies, a total population of 500,000, are now eligible for specially discounted personal auto insurance policies to be sold by High Point. [read more]
Teachers' Insurance Plan of NJ has joined a yearlong statewide safety initiative supporting organizations that promote the priority of safety in New Jersey. Originally launched in June 2008 by its parent High Point Auto Insurance, Teachers' first safety campaign initiative includes the sponsorship and coordination of a Keep Kids Alive Drive 25(R) (KKAD25) tour in New Jersey communities from October 28th through November 1st. The tour celebrates KKAD25(R)'s 10th anniversary and reveals alarming new statistics on how speeding in residential neighborhoods causes pedestrian injury and death.[read more]
After two years of declines, car insurance rates in New York are climbing again.
That's bad news for New York drivers, who already pay the second-highest premiums in the country and are dealing with sky-high gas prices. [read more]
That's bad news for New York drivers, who already pay the second-highest premiums in the country and are dealing with sky-high gas prices. [read more]
ASK almost anyone about insurance on jewelry and you hear, “Oh, it’s covered by my home insurance policy.”Not exactly.
True, nearly every home insurance policy in America comes with a provision that pays for stolen jewelry. But that provision is very small. Many policies pay up to $2,500 for a stolen item, regardless of how expensive it may be. Some pay as little as $1,000, and a few provide coverage of up to $5,000.[read more]
Tempting travelers who might want to fly rather than
drive, agencies like Avis, Enterprise and Hertz are
offering special deals in which rates are cut by as
much as 50 percent.
One way rental-car companies make up for the cost
difference is by selling you insurance coverage you
might not really need. [read more]
drive, agencies like Avis, Enterprise and Hertz are
offering special deals in which rates are cut by as
much as 50 percent.
One way rental-car companies make up for the cost
difference is by selling you insurance coverage you
might not really need. [read more]
A study by Insurance.com, an online insurance agent,
found that on average, its lowest quotes increased an
average of 3.4% nationally during the second quarter
of 2008, compared with the previous quarter. It was
the second consecutive period that prices rose.
The average quote was $1,893 per year. The report is
based on quotes given to consumers by 15 insurance
companies in most states.[read more]
found that on average, its lowest quotes increased an
average of 3.4% nationally during the second quarter
of 2008, compared with the previous quarter. It was
the second consecutive period that prices rose.
The average quote was $1,893 per year. The report is
based on quotes given to consumers by 15 insurance
companies in most states.[read more]
Consumer advocates says Ontario's auto insurance industry is turning people's pain into record profits with the help of government regulations.
Richard Halpern of the Ontario Bar Association's auto insurance group says profits have skyrocketed since the province made regulatory changes in October 2003.
The current regulations deduct $30,000 off insurance compensation awards and toughens a victim's responsibility to prove real harm after an accident.
Former associate chief justice Coulter Osborne likens the deductible to a "tax on pain." [...]
Richard Halpern of the Ontario Bar Association's auto insurance group says profits have skyrocketed since the province made regulatory changes in October 2003.
The current regulations deduct $30,000 off insurance compensation awards and toughens a victim's responsibility to prove real harm after an accident.
Former associate chief justice Coulter Osborne likens the deductible to a "tax on pain." [...]
For auto insurers, 2008 is shaping up to be another tough year.
Insurance prices are being driven down by tough competition even as accident costs are edging up after years of steady declines. The price of competition is rising, too, with the top insurers spending around $500 million a year to keep their names in front of potential customers.
Allstate Corp., the nation's largest publicly traded auto insurer by market share, says it is poised to outperform its rivals in the toughest auto-insurance market in years. It won't be easy.
Allstate is locked in a fierce battle for U.S. drivers with State Farm Mutual Automobile Insurance Co., Progressive Corp. and Berkshire Hathaway Inc.'s Geico unit. In 2007, Allstate's overall premiums dropped a bit, with decreases in its homeowners business outweighing a 2.1% increase in auto premiums. [...]
Insurance prices are being driven down by tough competition even as accident costs are edging up after years of steady declines. The price of competition is rising, too, with the top insurers spending around $500 million a year to keep their names in front of potential customers.
Allstate Corp., the nation's largest publicly traded auto insurer by market share, says it is poised to outperform its rivals in the toughest auto-insurance market in years. It won't be easy.
Allstate is locked in a fierce battle for U.S. drivers with State Farm Mutual Automobile Insurance Co., Progressive Corp. and Berkshire Hathaway Inc.'s Geico unit. In 2007, Allstate's overall premiums dropped a bit, with decreases in its homeowners business outweighing a 2.1% increase in auto premiums. [...]
You've just bought your morning coffee and you're driving along your everyday route to school. For half a second you take your eyes off the road to change the radio station, and then it happens. BAM! The dreaded car accident your parents warned you about since the day you started driving. Breathing heavily, pulse racing, you may be unsure what to do. No worries, you're alive, and that's what's important.
Count to five and follow these quick tips.
Have insurance information
One of the most important things to do is always keep your auto insurance information in your glove box.
Call for help
If someone is injured, it's important to call 911 so that help arrives quickly.
Know your policy
Review your insurance policy.
If you're unsure of your policy, or don't understand it, talk to your parents or call your agent and/or state insurance department.
Be sure to file a claim with your insurance company the same day the accident occurs. [...]
Count to five and follow these quick tips.
Have insurance information
One of the most important things to do is always keep your auto insurance information in your glove box.
Call for help
If someone is injured, it's important to call 911 so that help arrives quickly.
Know your policy
Review your insurance policy.
If you're unsure of your policy, or don't understand it, talk to your parents or call your agent and/or state insurance department.
Be sure to file a claim with your insurance company the same day the accident occurs. [...]
After more than five hours of testimony and deliberation on Colorado House Bill 1389, the House Business Affairs and Labor Committee has amended a controversial bill that insurance associations said would have imposed a prior approval regulatory system on insurance. The amendment exempts automobile insurance from the legislation. The bill now is headed for the House Appropriations Committee. [...]
If you're single, you're probably accustomed to a little nagging from your friends and family. Maybe you've also got a concerned therapist, boss, or mailman who can't understand why someone as fabulous as you isn't paired up. Now here comes someone else to drive you crazy: those folks at your auto insurance company.
Since April 1, insurers have been competing for our business and offering discounts to nab the customers they want most. And, according to a report by two consumer groups, they want married people. The report says (though the insurance industry denies) that with competition, singles will see their premiums rise and married couples will see theirs fall – driving records notwithstanding. So, if you're single, slowing down and perfecting your parallel parking will not earn you a rate break. You'll need to get married for that. [...]
Since April 1, insurers have been competing for our business and offering discounts to nab the customers they want most. And, according to a report by two consumer groups, they want married people. The report says (though the insurance industry denies) that with competition, singles will see their premiums rise and married couples will see theirs fall – driving records notwithstanding. So, if you're single, slowing down and perfecting your parallel parking will not earn you a rate break. You'll need to get married for that. [...]
Ever wondered about these?
- Car colour affects your premium?
- Two-door vehicles cost more to insure than four-door models?
- Parking tickets will affect your insurance rate? [read more]
MASS DRIVERS LOVE NEW AUTO INSURANCE WEBSITE
The state's Web site that gives motorists a place to compare automobile insurance rates does not give consumers accurate price comparisons, Attorney General Martha Coakley said Tuesday.Officials cautioned consumers about relying upon rate information obtained from the commonwealth’s Division of Insurance's Web site InsureMASS. A letter sent Tuesday from the attorney general’s office to the commissioner of insurance expressed concerns that the Web site does not allow for accurate price comparisons for the majority of consumers. [...]
Legislation requiring Colorado auto insurance consumers to purchase mandatory medical benefits coverage is unnecessary and will drive up insurance rates for all consumers, according to the National Association of Mutual Insurance Companies (NAMIC).
“Insurance consumers should not be forced to purchase insurance coverage they can currently purchase voluntarily if they so desire,” said Christian J. Rataj, Western state affairs manager for NAMIC. “Each person should have the legal right to determine how best to address his or her health insurance needs, including what type of medical benefits coverage to purchase, the amount of their deductible or co-payment responsibilities, and the scope of the coverage benefits.” [...]
“Insurance consumers should not be forced to purchase insurance coverage they can currently purchase voluntarily if they so desire,” said Christian J. Rataj, Western state affairs manager for NAMIC. “Each person should have the legal right to determine how best to address his or her health insurance needs, including what type of medical benefits coverage to purchase, the amount of their deductible or co-payment responsibilities, and the scope of the coverage benefits.” [...]
Online car insurance customers looking for a little R-E-S-P-E-C-T, don't have to look any further than progressive.com according to a recent study by The Customer Respect Group (CRG). The group ranked Progressive #1 for positive Web-based customer experiences.
Progressive earned a 7.5 on a 10-point scale - an "Excellent" rating - on the Customer Respect Index, which measures customers' online interactions with a company. The auto insurance industry as a whole earned a 5.5 rating. CRG called progressive.com "strikingly interactive and innovative" thanks to its RSS feeds, blogs and other features. [...]
Progressive earned a 7.5 on a 10-point scale - an "Excellent" rating - on the Customer Respect Index, which measures customers' online interactions with a company. The auto insurance industry as a whole earned a 5.5 rating. CRG called progressive.com "strikingly interactive and innovative" thanks to its RSS feeds, blogs and other features. [...]
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