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IS GEICO INSURANCE REALLY NUMBER ONE?

Auto insurance rates at State Farm have dropped four consecutive years and while Tennessee's has decreased as well, it's near the bottom in terms of savings.

Tennessee's State Farm auto insurance rates declined 7.1 percent from Jan. 1, 2004 to Dec. 31, 2007, the 45th best among U.S. states and territories. [...]

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"If he can't drive, I'm sure he'll accept it. He'll just have to wait until the convictions fall off."

EXTREME STICKER SHOCK

Barbara Wellensiek knew her son's insurance bill would be steep because of his driving record, but when the renewal notice arrived she was shocked to see the annual premium was $104,566.63.

"I thought it was a typo," Wellensiek said today. "I didn't panic - I thought it was a mistake."

When she phoned her insurance broker, Access Insurance Group, she got confirmation that the figure on the notice was accurate, the rate having been hiked from $1,300 per month.

"I just about fainted - how could this be?"[...]

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One bright spot for airlines struggling with competition and high fuel prices is insurance premiums, which have fallen significantly this year and are unlikely to rebound much in 2008 despite a sharp jump in payouts.[...]