WHAT TO DO IF YOU HAVE AN ACCIDENT?

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You've just bought your morning coffee and you're driving along your everyday route to school. For half a second you take your eyes off the road to change the radio station, and then it happens. BAM! The dreaded car accident your parents warned you about since the day you started driving. Breathing heavily, pulse racing, you may be unsure what to do. No worries, you're alive, and that's what's important.

Count to five and follow these quick tips.

Have insurance information

One of the most important things to do is always keep your auto insurance information in your glove box.

Call for help

If someone is injured, it's important to call 911 so that help arrives quickly.


Know your policy

Review your insurance policy.


If you're unsure of your policy, or don't understand it, talk to your parents or call your agent and/or state insurance department.

Be sure to file a claim with your insurance company the same day the accident occurs. [...]