photo credit.Shop around and ask for deals. Doing some searching is bound to save you some money on your current car insurance plan.
By Erin Burt
While life changes in your twenties and thirties can certainly affect your rates, there are other, more active steps you can take to ensure you are getting the best possible deal on your auto insurance.
*Combine policies. When shopping around, check first with the company that provides your renter's or homeowner's insurance. You could snag up to 15% off for a multiple-line policy.
*Drop collision and comprehensive on an old car. If you drive a beater -- say, one worth less than $2,000 -- you'll probably pay more to insure it than you would ever collect on a claim. Dropping that part of your coverage can reduce your premium by one-third.
*Raise your deductible. Upping your out-of-pocket outlay from $250 to $1,000 on any car can save you 15% or more.
*Clean up your driving record. Three years without a ticket or accident are usually enough to qualify you for the lowest premiums available. It pays to drive safely.
*Boost your credit score. We've mentioned credit scores above, but you needn't settle for a mediocre or nonexistant rating. Taking small steps to improve your score can lower your insurance rates in a big way. LINK.
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car insurance
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