Buying premium gasoline when your owner's manual says regular is fine. If your owner's manual doesn't recommend premium, you're wasting your money if you use it. In fact, because it's harder to ignite, the higher-octane gas could make your car harder to start and cause it to run less smoothly, especially in cold weather.
Changing your car's oil every 3,000 miles. Check your owner's manual. Three months or 3,000 miles is the oft-spouted guideline, but in reality, manufacturers typically suggest an oil change every 5,000 to 7,500 miles. Cutting two unnecessary oil changes per year could save you between $50 and $80. And you won't waste time sitting at the car shop.
Presented by GEICO, Walk Like MADD is a pledge-based, non-competitive 5K walk benefiting the mission of MADD to prevent drunk driving, support victims of this violent crime and prevent underage drinking. [read more]
Crashes on snow and ice are leaving hundreds of local drivers with pretty big bills at the body shop.
But before you file a claim with your insurance company, make sure it's worth it. As strange as it sounds, in some cases, you may be better off leaving your insurance company out of it.
No one plans on getting in a wreck when they left the house. But once the damage is done, don't assume your insurance policy will automatically cover the damage. A lot depends on how bad the damage is, and a lot depends on your policy. [read more]
But before you file a claim with your insurance company, make sure it's worth it. As strange as it sounds, in some cases, you may be better off leaving your insurance company out of it.
No one plans on getting in a wreck when they left the house. But once the damage is done, don't assume your insurance policy will automatically cover the damage. A lot depends on how bad the damage is, and a lot depends on your policy. [read more]
It's a good bet 2009 will become known as a year for living frugally, as cash-strapped Americans try to stretch their dollars amid a weak economy.
So let's warm up with some tips and observations about insurance.
It's easy to overlook various types of property insurance when drawing up your budget, yet proper coverage can mean the difference between financial survival and ruin if calamity strikes. Conversely, you can waste a lot of money on unneeded coverage.
So here are some suggestions for doing it right in the year ahead. [read more]
So let's warm up with some tips and observations about insurance.
It's easy to overlook various types of property insurance when drawing up your budget, yet proper coverage can mean the difference between financial survival and ruin if calamity strikes. Conversely, you can waste a lot of money on unneeded coverage.
So here are some suggestions for doing it right in the year ahead. [read more]
High Point Auto Insurance is one of the largest auto insurance companies exclusively serving New Jersey customers. Customer Service is #1 for High Point customers. High Point Auto Insurance is a Plymouth Rock Managed Company and underwritten by High Point Property and Casualty Insurance Company, 331 Newman Springs Road, Suite 304, Red Bank, NJ 07701-5692. For more information go to http://www.highpointins.com.
According to A.M. Best's November 27th press release, the Group's financial strength rating and issuer credit rating with a stable outlook is based on the company's capitalization, earnings history and a well-established market position as a leading writer of personal lines business in New Jersey. [read more]
According to A.M. Best's November 27th press release, the Group's financial strength rating and issuer credit rating with a stable outlook is based on the company's capitalization, earnings history and a well-established market position as a leading writer of personal lines business in New Jersey. [read more]
Drivers can learn how to make their vehicles run better, cheaper and cleaner Saturday at a free car care checkup at the Tucson Convention Center.
The event, sponsored by the Pima County Department of Environmental Quality and the Automotive Services Association, will run from 10 a.m. to 2 p.m. at TCC Parking Lot C.
Something as simple as underinflated tires can decrease gas mileage and accelerate tire wear, said Jacqui Harry, president of ASA and owner of JayBees Auto Service.
"If your tires are 4 pounds low, it can cost you one to two miles per gallon." [read more]
The event, sponsored by the Pima County Department of Environmental Quality and the Automotive Services Association, will run from 10 a.m. to 2 p.m. at TCC Parking Lot C.
Something as simple as underinflated tires can decrease gas mileage and accelerate tire wear, said Jacqui Harry, president of ASA and owner of JayBees Auto Service.
"If your tires are 4 pounds low, it can cost you one to two miles per gallon." [read more]
AutoQuoter.com network gives consumers access to hundreds of companies nationwide so they have a wide selection of car insurance quotes to choose from [read more]
On carinsurance.com one can compare rates and purchase a policy immediately through their website so you get a single-site shopping experience for car insurance. [read more]
New Jersey Chamber of Commerce President Joan Verplanck and High Point Safety and Insurance Management Corporation President Jim Tignanelli announced today the formation of a new auto insurance partnership. Under the new Chamber Auto Insurance Program ("CAIP"), employees of Chamber member companies, a total population of 500,000, are now eligible for specially discounted personal auto insurance policies to be sold by High Point. [read more]
Teachers' Insurance Plan of NJ has joined a yearlong statewide safety initiative supporting organizations that promote the priority of safety in New Jersey. Originally launched in June 2008 by its parent High Point Auto Insurance, Teachers' first safety campaign initiative includes the sponsorship and coordination of a Keep Kids Alive Drive 25(R) (KKAD25) tour in New Jersey communities from October 28th through November 1st. The tour celebrates KKAD25(R)'s 10th anniversary and reveals alarming new statistics on how speeding in residential neighborhoods causes pedestrian injury and death.[read more]
Calls from sponsors aren't coming in as regularly to shops all across NASCAR. The weakening economy has made funding difficult to come by, and the financial meltdown has put once-solid teams on perilous ground.
"It's a scary time right now," said driver Jeff Gordon. "We see strong teams struggling to get sponsorship." [read more]
"It's a scary time right now," said driver Jeff Gordon. "We see strong teams struggling to get sponsorship." [read more]
That has left weekend warriors uninsured if they participate in track days or attend high-performance driving schools. Jerry Kunzman, executive director of the National Auto Sport Association, said that participation at its track events had jumped fivefold since 2003 and that many of those drivers had no idea they were not covered. [read more]
One element of car insurance which many consumers cannot get their head around is the fact that you buy a car, you insure the car for the value at the time (with the premiums calculated on the situation then) but if you are involved in some kind of crash of accident and your car is written off you do not always receive the full value on the insurance documentation. So how does this work? [read more]
Insuring you car may be non-negotiable, but your auto insurance bill is open to adjustment.
Eric Dinallo, the state's superintendent of insurance, says updating your insurance company about any life changes is one way to trim costs.
"Maybe you have aged into a certain class where you get a better senior's discount," said Dinallo. "Maybe you are a member of an organization, whether it's the AARP or AAA, or you went to a certain school and that will qualify you for what is often called a mass-marketing discount. Maybe you had two accidents, but now it's been greater than five years, and you would sort of qualify for a re-start on your accident history."
Also, make sure your mileage is consistent with what is stated on the policy. You may be driving less, and therefore owed a discount. [read more]
Eric Dinallo, the state's superintendent of insurance, says updating your insurance company about any life changes is one way to trim costs.
"Maybe you have aged into a certain class where you get a better senior's discount," said Dinallo. "Maybe you are a member of an organization, whether it's the AARP or AAA, or you went to a certain school and that will qualify you for what is often called a mass-marketing discount. Maybe you had two accidents, but now it's been greater than five years, and you would sort of qualify for a re-start on your accident history."
Also, make sure your mileage is consistent with what is stated on the policy. You may be driving less, and therefore owed a discount. [read more]
After two years of declines, car insurance rates in New York are climbing again.
That's bad news for New York drivers, who already pay the second-highest premiums in the country and are dealing with sky-high gas prices. [read more]
That's bad news for New York drivers, who already pay the second-highest premiums in the country and are dealing with sky-high gas prices. [read more]
You've got groceries to get at Safeway, laundry at the cleaners and that French restaurant to check out in the suburbs, but, no car.
Soon, that may not be a problem thanks to an intriguing urban trend being studied for Sacramento.
Just walk to a nearby parking lot, swipe a plastic card in a "members-only" car, drive it like it was yours for a few hours, then drop it off where you got it. [read more]
Soon, that may not be a problem thanks to an intriguing urban trend being studied for Sacramento.
Just walk to a nearby parking lot, swipe a plastic card in a "members-only" car, drive it like it was yours for a few hours, then drop it off where you got it. [read more]
The Institute for Highway Safety says raising the age of new drivers could save lives and the group cites statistics, saying 5,000 teens die in car crashes each year. [read more]
ASK almost anyone about insurance on jewelry and you hear, “Oh, it’s covered by my home insurance policy.”Not exactly.
True, nearly every home insurance policy in America comes with a provision that pays for stolen jewelry. But that provision is very small. Many policies pay up to $2,500 for a stolen item, regardless of how expensive it may be. Some pay as little as $1,000, and a few provide coverage of up to $5,000.[read more]
Just put in a security system? Did you get one of those GPS tracking services like OnStar? Did you recently buy one of those steering wheel locking devices? If you've done anything to make your car a little safer, it's a good idea to consult with your agent. [read more]
You can probably figure out that buying smoke detectors, fire extinguishers and a home security system will reduce your homeowners insurance rates. After that, the brainstorming gets cloudier. Is there a trampoline in your backyard? A swimming pool? Getting rid of those would help, but if you have homeowners insurance, your agent has probably told you that. [read more]
Tempting travelers who might want to fly rather than
drive, agencies like Avis, Enterprise and Hertz are
offering special deals in which rates are cut by as
much as 50 percent.
One way rental-car companies make up for the cost
difference is by selling you insurance coverage you
might not really need. [read more]
drive, agencies like Avis, Enterprise and Hertz are
offering special deals in which rates are cut by as
much as 50 percent.
One way rental-car companies make up for the cost
difference is by selling you insurance coverage you
might not really need. [read more]
Consumers have enjoyed lower auto insurance rates for a
few years, but now they're heading back up.
Rates in Missouri and Illinois increased 3.8 percent from
April through June, according to Insurance.com, an online
auto insurance agency.
A Missouri car owner who was paying $1,569 a year now
pays $1,629. An Illinois owner who was paying $1,512 now
pays $1,570.
Missouri and Illinois were among the 10 states with the largest
percentage increase in premiums, the study says.
Nationwide, this was the second consecutive quarter for rate
increases, reversing a trend of steady or falling auto rates.
Eric Gerst, a lawyer, insurance industry critic and author of the
book Vulture Culture
expects insurance rates to go up as gas
prices continue to rise.
He writes that the companies have fixed costs to pay (just like us).
So when some consumers can't afford to renew their policies,
insurers keep profits up by:
— Increasing rates to existing customers.
— Decreasing benefits.
— Increasing deductibles. [read more]
few years, but now they're heading back up.
Rates in Missouri and Illinois increased 3.8 percent from
April through June, according to Insurance.com, an online
auto insurance agency.
A Missouri car owner who was paying $1,569 a year now
pays $1,629. An Illinois owner who was paying $1,512 now
pays $1,570.
Missouri and Illinois were among the 10 states with the largest
percentage increase in premiums, the study says.
Nationwide, this was the second consecutive quarter for rate
increases, reversing a trend of steady or falling auto rates.
Eric Gerst, a lawyer, insurance industry critic and author of the
book Vulture Culture
expects insurance rates to go up as gasprices continue to rise.
He writes that the companies have fixed costs to pay (just like us).
So when some consumers can't afford to renew their policies,
insurers keep profits up by:
— Increasing rates to existing customers.
— Decreasing benefits.
— Increasing deductibles. [read more]
A study by Insurance.com, an online insurance agent,
found that on average, its lowest quotes increased an
average of 3.4% nationally during the second quarter
of 2008, compared with the previous quarter. It was
the second consecutive period that prices rose.
The average quote was $1,893 per year. The report is
based on quotes given to consumers by 15 insurance
companies in most states.[read more]
found that on average, its lowest quotes increased an
average of 3.4% nationally during the second quarter
of 2008, compared with the previous quarter. It was
the second consecutive period that prices rose.
The average quote was $1,893 per year. The report is
based on quotes given to consumers by 15 insurance
companies in most states.[read more]
Those would be the Geico cavemen, jumping forjoy over a bill (A. 11693/ S.8624) that would allow
auto insurance companies to raise rates up to 5%
each year without approval from state regulators.
The bill is scheduled to report out of committee
today. The auto insurance deregulation provision
is attached to a bill that relates to underwriting
insurance policies for coastal areas.
New York state has the second highest auto
insurance premiums in the nation, with lower-
than-average claims payout.
A Consumer Federation Report found that rates
rose significantly more slowly over the last twenty
years in states that require prior approval, than in
states with weaker regulatory systems. The two
states with flexible rating, Texas and Alaska, had
significantly higher rate increases from 1989 through
1996, than states with a prior approval scheme
(70.8% versus 54%). [read more]
Government Employees Insurance Company, or
GEICO, has introduced a new auto insurance rate
plan that is expected to deliver insurance savings
to many Michigan drivers.
According to the company, the changes will go into
effect on July 3, 2008, for new policyholders and
October 1, 2008, for renewal policies.
Overall premium changes for individual motorists
will vary based upon factors such as coverages
purchased, geographic area, type of vehicle, risk
characteristics, and other discounts for which they
qualify, the company added. [read more]
GEICO, has introduced a new auto insurance rate
plan that is expected to deliver insurance savings
to many Michigan drivers.
According to the company, the changes will go into
effect on July 3, 2008, for new policyholders and
October 1, 2008, for renewal policies.
Overall premium changes for individual motorists
will vary based upon factors such as coverages
purchased, geographic area, type of vehicle, risk
characteristics, and other discounts for which they
qualify, the company added. [read more]
Rate Your Overall Experience With GEICO Insurance (PLEASE CLICK HERE)
by: Jeff Slokum
Cars are like electric lights. We often
don’t appreciate them until they go
on the blink. Regular maintenance
checks and simple service can greatly
reduce the cost of car ownership
and keep you a much happier traveler!
Don’t let the thought of car maintenance
intimidate you. There are actually
several car maintenance tips you can
do – even if you’re totally mechanically-
challenged! [read more]
by: Jenny McLane
Since it was introduced back in 2002,
Honda Insight's 1.0-liter three-cylinder
gasoline engine and Integrated Motor
Assist (IMA) motor-generator have been
modified, and the CVT (Continuously
Variable Transmission) model's final drive
ratio is considerably lower, at 5.69:1
compared to 3.21 for the manual, to take
advantage of the CVT's wider-spread
"gear'' ratios.
Powered by Honda's Integrated Motor
Assist (IMA™) system that pairs a 110-hp,
8-Valve, SOHC, i-VTEC® 4-Cylinder engine
with an electric motor, the Insight comes
fully loaded with dual front airbags (SRS),
power windows, mirrors and door locks, a
remote entry system, 160-Watt AM/FM/CD
Audio System with 6 Speakers, Available
Honda Satellite-Linked Navigation System™
with Voice Recognition, average fuel
consumption indicator, alloy wheels and much
more. [...]
The upkeep of your vehicle can be
quite an expense - from initial
purchase to insurance to maintenance.
And sometimes we get the sinking
feeling that every time we need a car
repair, we’re going to get taken for
a ride. (pardon the pun!) Actually
there are some ways to make sure
you don’t get a raw deal when
dealing with a local body shop. [...]
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